The Polaris Financial Services TPA (Third Party Administration) policy, is a comprehensive health plan, based on a contract between Polaris Financial Services and the shipping company, setting the terms and conditions of a self-funded managed group policy in the area of health services.
Seafarers and their dependents (spouses, children, or even parents), may join the contract and enjoy inpatient and outpatient services across the Philippines, throughout Polaris's accredited health network, which consists of:
Within our accredited health network, special pre-agreed discount rates are applied, whereas the corresponding PhilHealth contributions are immediately deducted from the bill to further reduce the health cost.
The service is provided on a 24h/7d basis. Treatment is deployed after the admission procedure linked to our high-tech work flow structure. Approvals are only given after the case is assessed and audited by our dedicated Claims and Medical Audit Department, according to the terms and conditions of the Benefits Plan.